by Brad Peck Government Funding Increases Healthcare Costs - "a guaranteed prescription" The Visa fees article - I would note that IKEA (and others?) do offer debit incentives Read a book you think you'll hate in 2010 - Suggestions? Congress Tinkers with Withholding Tax Tables for 2010 - a "cash-flow trick" A Manufacturing Round-Up: Looking Better - any good news in a storm and Megan McArdle: ...the objection that I have to paternalism is not that it prevents companies from more effectively ripping off their customers. The presumption that a majority of American adults are essentially children puts the state in loco parentis, which hands too much power to people who are not nearly as clever and wise as they believe themselves. It is morally wrong for companies to attempt to capitalize on dementia, just as I believe it is morally wrong for casinos to attempt to identify, and monetize, their customers with serious gambling problems. But giving that moral belief force of law is not necessarily a good idea, particularly if it involves eroding the presumption that we are...